How do I know if I may have been mis-sold PPI?

Wednesday, June 13, 2018

A large proportion of PPI policies have been mis-sold. Many thousands of consumers may not even realise they have a case to re-claim PPI. A list of instances where PPI may have been mis-sold includes:

  • Not realising you had PPI on your account
  • Not being informed that the PPI was optional or that it could be taken out with another company
  • Already having a sick pay scheme at work, so did not need the policy
  • Not being informed of what the policy did and didn’t cover
  • Being told that you couldn’t take out the loan or credit card unless you agreed to take the PPI
  • Any pre-existing medical conditions that were not taken into account
  • If you were self-employed or retired at the time of the policy