Money saving tips for everyoneMonday, December 3, 2018
Christmas is just around the corner and at this time of year we often find ourselves wondering where all our “saving money” went. With presents to buy and parties to attend, it’s easy to become a little spend-happy. It may be too late to make huge savings before the festive season really kicks in but a few small changes here and there can make a big difference to your bank balance.
Make a list
How many times have you popped to the shop to pick up a last minute gift and come back with three extra bags of shopping? At this time of year, it’s easy to give in to the generous festive spirit, so make a list – and stick to it.
Do your shopping online
It’s much more likely you’ll give in to temptation to throw an extra item in your trolley if you can’t see your total spend rising. By shopping online you can keep an eye on the total and make sure you don’t go over your budget.
Branded isn’t always better
If you want to save some pennies on your Christmas food shop, don’t dismiss own brand products. Or at least, less expensive versions of the products you usually buy. Take the Money Saving Expert Downshift Challenge and see how much you can save.
Clear your clutter and make some extra cash
It’s easier than ever to clear out your cupboards and sell your clutter. Along with Ebay, apps like Vinted, Music Magpie and Shpock allow you to sell your unwanted items quickly and easily from your phone. Recycle old phones with your service provider or try a comparison site like Compare and Recycle to find the best price.
Suggest Secret Santa
If you have a big family, buying presents for everyone can be a real drain on your finances. Secret Santa is a fun and easy way for the whole family to save. Put names in a hat, set a budget and get creative with your present buying. It’s amazing what you can find when your creative spending skills are put to the test.
Check if you’re entitled to a PPI refund
Ok, this isn’t technically a money-saving tip. But it is a way to potentially claim back a sum of money you would otherwise have lost. The banks have already paid out billions in PPI claims, but millions of people across the UK are still entitled to make a complaint. In 2017, the Financial Conduct Authority (FCA) imposed a deadline of 29 August 2019 for all PPI claims. Checking if you have a claim is easy and with our no win, no fee service, if you don’t have a claim, you won’t pay a penny. Fill out the short form on our website today or give us a call on 0800 954 0817 and our team will be happy to help you.